Our Services
We strive to provide the highest level of service to our clients. We work with:
Realtors
Investors
Sellers & Buyers
Developers & Builders
Lenders & Mortgage Professionals
Title Search
It is the process of reviewing public records to ensure that the current owner has the legal right to transfer ownership of the property. A title search identifies issues in the chain of title, liens, and other tax issues, any problems arising from a legal description of the property, judgments against the owner, and other any issues that could prevent the buyer from taking ownership and/or using the property.
Title Insurance
Title insurance protects lenders and buyers from financial loss and related legal expenses if there is a defect in title to your property covered by a policy. Prior title defects, such as a previous owner’s debt, forgeries, liens, and other claims of ownership, could end up costing you money, even though you weren’t the owner at the time. Before issuing a title insurance policy, title companies search and examine title plants or public records to identify liens, claims, or encumbrances on the property and alert you to possible title defects. Before issuing a title insurance policy, title companies search and examine title plants and/or public records to identify liens, claims, or encumbrances on the property and alert you to possible title defects.
There are two types of policies:
- Owner’s policy: This policy protects the buyer/owner should a problem with the title arise. It is purchased for a one-time fee at closing and lasts for as long as you own the property.
- Lender’s policy: Protects only the lender’s interests should a problem with the title arise. A loan policy provides absolutely no coverage or benefit for the buyer/owner. This type of policy is a requirement for all mortgage loans.
Escrow Closing Services
We are an approved Closing and Escrow Agent for First American Title Insurance Company. Our primary responsibility is to properly account for the escrow funds received and ensure that the usage of funds is only for the purpose intended. We are an impartial third party who plays the vital role of overseeing the final details of any real estate transaction. Therefore we provide our facilities and assistance for closings if deemed necessary. We further make any payments required after closing to ensure we have diligently satisfied all rules and regulations concerning post closings.
Tax Certifications
We have access to the tax office system (CRIM) in Puerto Rico and can provide you with a debt or value certification. We also have tax experts on-site who can guide you through any questions about tax laws in Puerto Rico.
We are proud to represent First American Title Insurance Company. One of the top 10 insurance companies in the world.
About US
First National Title and Insurance Services, Inc. (FNTIS) is a Florida corporation incorporated on August 18, 1999. The company also has a Certificate of Authorization to do Business as a Foreign Corporation issued by the Puerto Rico Department of State to operate under the name First National Title Services Incorporated.
Our main business is to offer title insurance to lenders, realtors, buyers, and any other institutions dedicated to granting mortgage loans. We are specialized in analyzing different situations regarding the title of any property to guarantee a title free from any lien, encumbrance, defects, or adverse claims. Our elite team is composed of dedicated attorneys, underwriters, and specialized administrative personnel. Our guiding principles to success are strong personal values, a superb drive for excellence, professionalism at its best, customer service oriented, and continuous improvement of our management practices that will exceed customers’ expectations.
Contact Us
9300 S Dadeland Blvd. Ste 501
Miami, FL 33156
308 Ave. De Diego Ste 400
San Juan, PR 00920